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A Maine promissory note templates are formal ‘promises’ for a borrower of a monetary balance to reimburse a lender the loaned amount of money in addition to interest. The interest rate (also called “usury rate”) that is used for the agreement needs to be legal in the state of Maine and can be found at Me. Rev. Stat. tit. 9-B, § 432.
What Is a Maine Promissory Note?
A Maine promissory note is a written agreement between a lender and a borrower. The lender provides a loan. The borrower and a co-signer (if necessary) sign the agreement. The signature(s) acknowledge the loan was received and acts as a promise to repay the loan according to the terms listed within the Maine promissory note.
Promissory notes may be secured or unsecured.
- When it is secured, the borrower promises that if they do not pay as agreed, the lender is entitled to collateral.
- An unsecured loan isn’t guaranteed by collateral.
Maine promissory notes are subject to contract laws and securities laws.
Selling something in Maine? A Maine bill of sale transfers the legal ownership of the item from one person to another. Download a free Maine bill of sale now!
Maine Promissory Note Form
(No Ratings Yet)DOWNLOAD this Maine Promissory Note Form representing an agreement between two parties for the loaning and the repaying of money over a period of time agreed upon by the parties. A party agrees to borrow at a specified rate of interest an amount of money from a lender to be paid back either in regular installments during the term or as a lump sum at the end of the term. The parties can also decide whether the loan will be secured by collateral or not.
A promissory note is a written and enforceable agreement in which a borrower promises to pay a lender a sum of money on demand, or within a specified period of time. The note records information about how much was lent (the principal amount), interest rates, when the payment is due (maturity date), when and where it was issued, and signatures.
A promissory note is also referred to as a:
- Debt Note
- Demand Note
- Commercial Paper
- Notes Payable
The Maine promissory note allows a person to borrow money for a specific amount of time and promising to pay back the amount to the lender. The parties can agree on their own to the payment installment periods and when the due dates are for payment. In Maine, the State usury law is that a lender may not be able to charge more than eighteen percent (18%) interest.
Maine Standard Promissory Note Template Complete in Seconds with PDFSimpli.
Fill out the maine standard promissory note template PDF form for FREE! Keep it Simple when filling out your maine standard promissory note template PDF and use PDFSimpli. Don’t Delay, Try for Free Today!
What is a Secured Promissory Note?
A Secured Promissory Note is a legal agreement that requires a borrower to provide security for a loan. With this lending document, the borrower puts forth their personal property or real estate as collateral if the loan isn’t repaid. A Secured Promissory Note can help convince a lender to make a loan and incentivizes the borrower to pay it back by the due date. Each Secured Promissory Note Form from Rocket Lawyer can be completely customized to address your particular scenario. When you’re ready to get started, click the button that says “Make document”. Your Promissory Note will be built section by section so you can be certain that it has all of the relevant details that you’ll need.
How to Register Software With a Registration Code?
-Double-click the desktop shortcut to launch the .exe file.-Enter your name and the .exe Registration Code precisely as they appear on your registration acknowledgement email when the registration reminder window appears.
-Press Register. Enter all additional details exactly as they are listed on your registration confirmation email, including your .exe serial number.